Banks are continuing to fight hard for business amidst the current Covid-19 pandemic with many lenders offering the lowest interest rates in Australian history. Further to exceptionally low interest rates, some lenders are offering cashback offers of up to $4,000.00 when those refinance their investment loan or home loan. The Reserve Bank of Australia (RBA) …Read More
Since bottoming out in May 2019, Australia’s housing market has rebounded positively in the last 3 months. CoreLogic’s national home value index shows Australian housing prices have increased by 1.7% since May.
Australia’s two largest cities, Sydney and Melbourne, recorded a third consecutive month on month gain with cumulative rises of 3.3% and 3.2% respectively. We …Read More
Applying for a home loan to purchase a property almost always comes with the question of how much should be borrowed. It is important to know that although a bank is willing to lend you an amount of money, it may not necessarily be within your best interest to take on that amount. In the …Read More
Taking the plunge and entering the property market or choosing to rent is decision many encounter throughout their lifetime. The age-long debate of whether it is better to buy or rent can be a confusing and complex decision for some. With recent housing affordability challenges, some believe that the great Australian Dream of owning your …Read More
You’ve scored the home of your dreams and you’ve just popped the bubbly to celebrate.
When the bottle’s empty and you’ve settled in to your new home, you’ll notice your finance broker is still in your life, and you might wonder why – after all, they got you the loan and it has since settled so …Read More
Saving a deposit remains the hardest part of any home purchase. Although Melbourne’s prices are in a slight decline, the average time it takes to save a 10% deposit for a First Home Buyer is still around 5 years.
Here we list some tips that can be adopted to super charge your savings and potentially land …Read More
It is one of the toughest decisions to make: Sell and upsize or renovate your existing home. Growing families who are weighing up their options must consider all factors before committing to a potentially stressful and expensive journey.
For some, moving into a new house may be a desirable approach without the pressures and disruptions of …Read More
The favourable weather and time off work during summer is the perfect opportunity to attend to some neglected areas of the house. Below are areas that can be addressed in a relatively quick period of time but add good value to your home:
Fix the basics
Leaky taps, rusty gutters, faulty doors and windows that have …Read More
With the challenges of high housing prices and strong competition, first-time buyers are looking towards financial assistance from their parents to get their foot on the property ladder. According to Digital Finance Analytics, an estimated 55% of first-time buyers are now receiving help from mum and dad or other family members in order to kick …Read More
Most of us have seen an auction where a frenetic auctioneer waves their hands up and down and yells out numbers until you hear “SOLD”. But what actually occurs on the day of an auction and is there any structure to it?
Auctions can be a stressful event however confidence can be gained through the knowledge …Read More