Traditionally known as the buying season, Spring in Melbourne has once again found itself locked down for the second year in a row. The extended restrictions have grinded the Real Estate market to a holt with the banning of public auctions and in-person inspections. The impacts of these restrictions on the market have been substantial …Read More
Are you a certified and practicing Physiotherapist or Podiatrist and looking to get into the property market?
Did you know that some lenders offer discounts to this group of health professionals when it comes to borrowing money, specifically discounts on Lenders Mortgage Insurance!
This is very unique and some banks recognise the stability of these professions and …Read More
Deciding when the right time is to buy property can be exceptionally overwhelming and challenging. In a world where information and social pressures are never too far away, the decision about when to buy is typically made more confusing and complex than what it really is. The extensive amount of information and influencing factors can …Read More
Banks are continuing to fight hard for business amidst the current Covid-19 pandemic with many lenders offering the lowest interest rates in Australian history. Further to exceptionally low interest rates, some lenders are offering cashback offers of up to $4,000.00 when those refinance their investment loan or home loan. The Reserve Bank of Australia (RBA) …Read More
Since bottoming out in May 2019, Australia’s housing market has rebounded positively in the last 3 months. CoreLogic’s national home value index shows Australian housing prices have increased by 1.7% since May.
Australia’s two largest cities, Sydney and Melbourne, recorded a third consecutive month on month gain with cumulative rises of 3.3% and 3.2% respectively. We …Read More
Applying for a home loan to purchase a property almost always comes with the question of how much should be borrowed. It is important to know that although a bank is willing to lend you an amount of money, it may not necessarily be within your best interest to take on that amount. In the …Read More
With the election done and the banking royal commission behind us, the property landscape now has a chance to reconcile and regain momentum. It has been an uncertain period within the property market due to Labor’s proposed changes to negative gearing, capital gains and various taxation rulings. The Liberal Government’s surprising win and ‘business as …Read More
Taking the plunge and entering the property market or choosing to rent is decision many encounter throughout their lifetime. The age-long debate of whether it is better to buy or rent can be a confusing and complex decision for some. With recent housing affordability challenges, some believe that the great Australian Dream of owning your …Read More
You’ve scored the home of your dreams and you’ve just popped the bubbly to celebrate.
When the bottle’s empty and you’ve settled in to your new home, you’ll notice your finance broker is still in your life, and you might wonder why – after all, they got you the loan and it has since settled so …Read More
For some, owning a home has been portrayed through various media channels as a bridge too far however you may be closer to owning a property than you think.
Here are the key factors to consider if you wish to take the next step on your property journey:
Stable employment status
Buying a home and being granted …Read More