40 Forty » Cash Flow

Offset Accounts: Should you have one?

admin — Wed, 31 Aug 2016 01:40:14 +0000

A common request from borrowers is that they ‘need’ an offset account. When asked to explain why, its amazing how many people say “my friend has one and they love it, so I thought I should have one too”. They suit most borrowers, but to know if one will suit you, lets first understand exactly …Read More

What is the real cost of your daily coffee?

admin — Wed, 24 Aug 2016 04:10:04 +0000

Having the financial commitment of a mortgage really makes you think about the value of your money. It forces you to watch your dollars a lot closer and brings into question the opportunity cost of doing one thing over another. It is surprising to see the impact that small financial habits, like your morning coffee, …Read More

Spring Clean Your Budget

admin — Wed, 20 Jul 2016 06:41:54 +0000

Buying your dream home is one of the biggest and most exciting purchases you are ever likely to make. As house prices continue to grow, saving the necessary deposit is becoming harder and harder. You’d be surprised what a little Spring Clean can do to your savings over time.

Budgeting sucks, but neglecting to understand your outgoings …Read More