5 tips to manage your mortgage

Unless you win lotto, there’s no way of getting out of your mortgage. Here are 5 ways to make paying off your loan easier.

SET A BUDGET

Work out your expenses (fortnightly or monthly) and factor in your mortgage repayments. You might need to cut back on spending in certain areas to make sure your mortgage is …Read More

The importance of getting Pre-Approval

Competition for a property can be fierce. Put yourself ahead of the pack with a pre-approved loan.

Sometimes referred to as an approval-inprinciple, pre-approval is a general indication of how much you’re able to borrow based on the information you provide to your lender.

Although subject to terms and conditions, a pre-approval basically gives you the green …Read More

Home Loan Options

There are so many different home loan structures available, so how do you know which one is right for you?

Making yourself familiar with a few of the popular products available will give you a strong head start when discussing your loan options. Here are just a few of the product types you’re sure to come across.

Basic …Read More

Utilising your Equity

The equity in your home could be the missing ingredient in purchasing your first investment property.

The idea of property investment is one that appeals to many Australians but is sadly often overlooked because of the misconception that it is only within the reach of the wealthy.

The reality is that with the right finance, planning and strategy, …Read More